Modern Slavery & Human Trafficking Statement

How to submit a Human Trafficking Dispute:

If you are or have been a victim of human trafficking or modern slavery in any form and are seeking to dispute information related to your experience, you can do so in one of three ways listed below. Please read explanation of needed information before submitting the Human Trafficking Dispute.

We will notify you within 5 business days if further information is needed. If all information has been received, we will respond and block
requested information within 4 business days. Within 25 business days, CredentialCheck will make a final decision on your submission
request.

What is victim determination documentation?

Victim determination is generally defined as documentation of a determination that a
consumer is a victim of trafficking, made by either:

• A Federal, State, or Tribal governmental entity,
• A court of competent jurisdiction, which includes certain documents filed in court; Trafficking Documentation
• A non-governmental organization or human trafficking task force, including victim service providers affiliated with these entities, authorized by a Federal, State, or Tribal government entity; or
• A self-attestation by a consumer who identifies as a victim of trafficking that is signed or certified by a
  Federal, State, or Tribal government entity, court
  of competent jurisdiction, or an authorized representative of these entities.

Additional Information:

• For more information regarding this ruling, please visit https://www.consumerfinance.gov/ ask-cfpb/im-a-victim-of-trafficking-how-can-i-block-items-from-my-credit-report-that -are-the-result-of-trafficking-en-2127/ which lays out the requirements and provides a sample letter victims can use to send their request for blocking.
• The federal Fair Credit Reporting Act: Summary of Your Rights Under the FCRA

Submit a Human Trafficking Dispute

By Mail: Please send a copy of “appropriate proof of identity” such as a driver’s license or
passport, along with “victim determination documentation” and a list of adverse items you’re
requesting be removed to: